With this simple steps, you can transfer money from one bank account to the other, you can pay bills like PHCN bills, School fees, Flight Tickets, Satellite TV and cable subscriptions, Hotel booking and lots more. You can also and easily buy recharge cards from any network right from your phone with your GTBank account. This comes handy when you are not chanced to visit the banks or PHCN office to pay your bills. This is the dividends of cashless policy and it is already spreading like whirl wind all over the world. HOW TO DO IT In case you want to transfer money, Buy Airtime, or pay bills from your bank via your phone, just dial *737# and follow the steps on your phone.